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	<title>Federal Bailout Grants &#187; good credit</title>
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		<title>Useful Methods To Efficiently Repair Your Credit Score</title>
		<link>http://www.federalbailoutgrants.com/2010/finance/successful-techniques-to-help-repair-your-credit-score/</link>
		<comments>http://www.federalbailoutgrants.com/2010/finance/successful-techniques-to-help-repair-your-credit-score/#comments</comments>
		<pubDate>Thu, 01 Apr 2010 08:42:05 +0000</pubDate>
		<dc:creator>Claudio Smith</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[advice]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[buying a car]]></category>
		<category><![CDATA[buying a home]]></category>
		<category><![CDATA[car shopping]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[Credit help]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[credit report]]></category>
		<category><![CDATA[credit score]]></category>
		<category><![CDATA[good credit]]></category>
		<category><![CDATA[house shopping]]></category>

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		<description><![CDATA[Having a bad credit score is more often now than ever, millions of Americans are dealing with bad credit. This can make getting a simple car or home loan much more difficult. If you need to repair your credit score, this is possible and a few simple tips can help you do so.]]></description>
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		<title>Bad Credit, No Credit, Slow Credit &#8211; Credit Scores understanding</title>
		<link>http://www.federalbailoutgrants.com/2010/1/bad-credit-no-credit-slow-credit-credit-scores-understanding/</link>
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		<pubDate>Mon, 08 Mar 2010 11:57:42 +0000</pubDate>
		<dc:creator>Jason P Bertrand</dc:creator>
				<category><![CDATA[1]]></category>
		<category><![CDATA[bad credit]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[credit repair]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Finance]]></category>
		<category><![CDATA[good credit]]></category>

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		<description><![CDATA[Slow credit is defined by someone who does pay there bills but has some delinquency payments, just paying a little slower than when they are due. Late payments affect your credit based on the severity. Reporting agencies base there scoring on multiples of thirty days. If the due date on ones credit card is January 15th, and the payment is made by February 14th, there may be a late fee from the card company but it will not show as a mark against the credit file. If that payment comes in after February 14th it will be considered a 30 day late payments and will show as a negative mark against the score. This type of slow payment puts a red flag up for a lender. There would be an additional mark if that payment came in after 60 days, again after 90 and again after 120 days late. Once an account reaches 120 days late the card company will generally forward that account to collections. It is very important to realize that delinquencies on different types of accounts are considered more severe than others. A late payment on ones mortgage is considered much more severe than one on a card. Installment loans fall in between revolving debt and mortgage debt. Slow credit is simply a person that has made some late payments but has been able to get those accounts current and has had relatively few delinquencies. In addition slow payment is different than a bad payment history.]]></description>
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		<title>5 Best Ways to Maintain Good Credit</title>
		<link>http://www.federalbailoutgrants.com/2009/finance/5-things-you-can-do-to-have-good-credit/</link>
		<comments>http://www.federalbailoutgrants.com/2009/finance/5-things-you-can-do-to-have-good-credit/#comments</comments>
		<pubDate>Fri, 30 Oct 2009 11:27:56 +0000</pubDate>
		<dc:creator>Linda Seamore</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[Budgets]]></category>
		<category><![CDATA[Credit Cards]]></category>
		<category><![CDATA[credit improvment]]></category>
		<category><![CDATA[credit protection]]></category>
		<category><![CDATA[Credit Scores]]></category>
		<category><![CDATA[Financial Advice]]></category>
		<category><![CDATA[good credit]]></category>
		<category><![CDATA[Personal Finances]]></category>

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		<description><![CDATA[Having good credit is a subject of great concern in this current economic situation. Everyone is worried about the state of their credit so if you are, just know that you aren't alone.  There are millions of others out there that also want to know what they can do to improve their credit.  The following are 5 suggestions or ways to improve or maintain good credit.]]></description>
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